✦ Credit Score Simulator
JTSCreditCheck AI
Built by Jam · Powered by myfintechs.com
👤 About You
💰 Monthly Finances
Your total gross monthly income before tax
Rent, food, utilities, transport, etc.
Total of all current loan repayments per month
🏦 Loan Request
Total loan amount you wish to borrow. Engine will estimate a 60-month repayment EMI.
🏢 Employment & Credit History
Total continuous years in current or recent employment
Total loans you've ever taken (including credit cards, mortgages)
How many of those loans have been fully repaid
⚠️ This is a student simulation tool built at GISMA Business School. No data is stored beyond this session. This is not a real credit check. Results carry no legal or financial weight.